In almost every scenario, finding funding for college is almost always more optimal for those who are minorities or are in low-income situations.  Of course, life is not always so easy for those two demographics, which is why the most compassionate and activist minds in the federal government have come up with creative programs and ways to allow minorities and those in low-income situations to succeed.

Now, success is dependent on your ability to make it all the way through college and come out with a diploma on the other side.  College is nothing more than a waste of your time and money if you don’t come out with some kind of diploma, whether it is a bachelors or associates degree.  So, the key to finding grants is to harmonize your program between scholarships, school loans, and grants.  Now, you do not want to bog down your credit with school loans, as these can be financially debilitating.  So, the emphasis must be on the scholarships and grants.


The Interesting Thing About Grants for Minorities

Having grants for minorities means that those who otherwise would not have been able to succeed can now have the opportunity to change the immediate course of fate.  In this way, grants are the perfect option for that to happen.

The difference between grants and scholarships is that scholarships are privatized and grants are publicized.  Because of this fact, the government is less able to discriminate from one student and another.  You can use this to your advantage:

Grants are free money with fewer stipulations and strings attached.  This means that you are going to get the chance to win more grant award funding than through any other method.  The only drawback is that grants are going to take much longer to apply for and win.  So, the key to succeeding with grants is to make sure that you are applying months and sometimes years in advance.  You don’t want to be stuck applying for a grant that will activate in 1.5 years, when your scholarship payments are going to be called in within 1 year.


Oh, the Possibilities

There are a lot of armchair skeptics out there suggesting that the amount that can be awarded in grants is nowhere even close to the necessary amount that is needed to cover college costs.  So, we’ve taken a list from sources that can enumerate just how effectively grants can make your financial and academic life just a little bit easier.


  • Jeanette Rankin Foundation: Serves as a unique source of financial support for women over 35 years of age who are enrolled in a vocational school, undergraduate degree program or associate degree program. They must also meet low income eligibility requirements.
  • American Association of University Women: Provides a wide range of different financial options available. A great source to gain access to many opportunities.


  • Hispanic Scholarship Fund: Provides an extensive source of available funds through different corporations and charitable organizations that the Hispanic Scholarship Fund has formed relationships with.
  • Hispanic Heritage Foundation: A good source to access information on a wide variety of financing options. Similar to the Hispanic Scholarship Fund in regards to the number of relationships it has with major corporations and charity organizations.

Native Americans

  • American Indian College Fund: Supports students financially through a number of different programs. A good resource for accessing a variety of information on student aid.
  • Association on American-Indian Affairs: Funds a program that financially supports students who demonstrate academic excellence. A student essay and letters of recommendation are required for consideration of acceptance into the program. Also a good source for a variety of other available funding options.

Additional Programs for Minorities

  • CIA Undergraduate Scholar Program: Open to Asians, African-Americans, Hispanics, Native Americans, Pacific Islanders and Handicapped persons who are at the freshman level. Eligibility requirements include a minimum GPA, full-time status, summer work at the agency and employment at the agency for 1.5 times the length of the time spent completing a university degree program.

African-Americans & Other Minority Options

When applying for minority grants, it is important that the grant applications are drawn up in the proper way. This is particularly necessary when soliciting grants from private foundations.

There are many services available that will assist prospective candidates in preparing grant proposals. Moreover, students should apply early. Once you have made your decision to either enter college or continue on towards advanced degrees, the next step should be to start applying for grant money. Do not risk missing the strict deadlines that both private foundations and government grant programs apply. Some programs are:

  • United Negro College Fund: The primary source for acquiring valuable information on a wide variety of funding options.
  • Ron Brown Scholar Program: Available to high school seniors. Eligibility requirements include academic excellence, community service and economic need.


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